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Water Heater Size Calculator

Shop the first hour rating, not the tank size. Four people draw 48 gallons in the morning peak; add a dishwasher and demand reaches 54 gallons, or 75 gallons of first hour rating with a 30 percent margin. That points to a 50-gallon gas tank, about 80 gallons on electric, or a tankless unit rated near 7.5 gpm.

Enter how many people live in your home and when the hot water rush happens to get the first hour rating to shop for, the tank size that fits, and the flow rate a tankless unit needs.

By the Lelifi editors ·

Key takeaways

The math behind this calculatorFamily of 4, dishwasher in the busiest hour4 people x 12 gallons = 48 gallons+ dishwasher in the same hour = 54 gallonsx 1.3 safety margin = 70.2 gallons= first hour rating to shop for: 75 gallonsA 50-gallon gas tank recovers about 40 gallons an hour, so its first hour rating lands near 75.
A family of four with a dishwasher peaks at 54 gallons an hour, which calls for a 75-gallon first hour rating.
The first hour rating you need, by household size35 gal50 gal65 gal80 gal95 gal1 person (20 gal)2 people (35 gal)3 people (50 gal)4 people (65 gal)5 people (80 gal)6 people (95 gal)
The first hour rating you need rises from 20 gallons for one person to 95 gallons for six.
On this page
  1. How water heater sizing works
  2. Worked example: a family of four
  3. Tank, tankless or heat pump
  4. Water heater size chart by household
  5. Why the first hour rating matters more than the tank size
  6. What this estimate leaves out

How water heater sizing works

Most people buy a water heater by tank size, and that is the wrong number. The number that matters is the first hour rating, or FHR, which is how many gallons of hot water the unit can deliver in the busiest hour of the day when the tank starts full. The US Department of Energy's guide to supplying hot water in the home puts it plainly: pick a model by its first hour rating, not by how many gallons the tank holds.

Two things build that rating. The first is how much hot water your household draws in its peak hour. The second is how fast the unit can reheat water while it is being drawn, because a tank with fast recovery delivers more hot water in an hour than the same tank with a slow heating element.

To estimate your peak hour, count what runs at the same time. A shower draws roughly 10 to 20 gallons, a dishwasher cycle about 6 gallons, and a load of laundry about 7 gallons. Add the ones that overlap in your busiest hour and you have the demand the heater has to cover.

This calculator starts from a rule contractors use every day: about 12 gallons of hot water per person during the busiest hour. It adds the dishwasher and the laundry when you say those run in that hour, applies a safety margin, and turns the result into a first hour rating to shop for. Everything runs in your browser, so nothing you type is uploaded.

Worked example: a family of four

Four people, two full bathrooms, and the dishwasher running during the morning rush.

That rating points to a 50-gallon gas tank, which recovers about 40 gallons an hour and so carries an FHR near 75. On electricity the same household needs a bigger tank, around 80 gallons, because an electric element reheats at roughly half the rate of a gas burner. If you would rather go tankless, the household needs a unit rated near 7.5 gallons per minute.

Daily use for that household works out at about 112 gallons of hot water, which is the figure to use when you compare running costs between models.

Change one input and the answer moves. Take away the dishwasher and the peak hour drops to 48 gallons, the rating to 65, and the gas tank to 40 gallons. Add a load of laundry to the same hour and the peak climbs to 61 gallons, the rating to 80, and the gas tank to 60 gallons.

Tank, tankless or heat pump

A storage tank heats a body of water and keeps it ready. Its first hour rating comes from two parts: the hot water already sitting in the tank, and the water the burner or element can reheat while you draw. A gas burner typically reheats about 40 gallons an hour and a standard electric element about 20, which is why the same household needs a larger electric tank for the same job.

A tankless unit skips the tank and heats water as it flows. Size it by flow rate instead of volume, because it can only heat so many gallons per minute. The calculator reports the flow rate your household needs, using a shower at 2.5 gallons a minute, a dishwasher at 1.5, a washer at 2.0, plus about a gallon for the sinks. A unit has to hold that flow at your incoming water temperature, and cold ground water in a northern winter can cut the rated flow by a third or more.

A heat pump water heater is an electric storage tank with a compressor instead of a large element. It uses far less electricity, but it reheats slowly, so it usually needs a larger tank than a plain electric model. The electric column in the results is the right starting point for both, and the ENERGY STAR water heater pages list the models that meet the efficiency bar.

Water heater size chart by household

These are the figures this calculator returns with no dishwasher and no laundry in the peak hour, so one shower runs at a time. Add the extras in the calculator for a busier morning.

PeoplePeak hour demandFirst hour ratingGas tankElectric tank
112 gallons20 gallons30 gallons30 gallons
224 gallons35 gallons30 gallons30 gallons
336 gallons50 gallons30 gallons50 gallons
448 gallons65 gallons40 gallons66 gallons
560 gallons80 gallons60 gallons100 gallons
672 gallons95 gallons80 gallons100 gallons

Read the table across, not down. The gas and electric columns differ because the two fuels reheat at different speeds. A 30-gallon gas tank and a 30-gallon electric tank deliver different amounts of hot water in an hour, and for a household of 4 that gap widens to a 50-gallon gas tank against a 66-gallon electric one.

Why the first hour rating matters more than the tank size

Two 50-gallon tanks can deliver different amounts of hot water in an hour. A 50-gallon gas tank that recovers 40 gallons an hour carries a first hour rating near 75 gallons. A 50-gallon electric tank that recovers 20 gallons an hour carries a rating closer to 55. Same tank, same price bracket, 20 gallons an hour of difference, and that difference is what a household feels when the third person steps into the shower.

So when you compare models, read the yellow EnergyGuide label and find the first hour rating line. Match it to your peak hour demand with a small margin. The tank size printed in the product name tells you how much water is stored, not how much you can use.

There is a second reason to shop by rating. Recovery rate depends on the burner or element size, and manufacturers sell the same tank shell with different burners. Two products that both say 50 gallons can sit $150 apart in price and 15 gallons apart in hourly delivery. The label settles it.

What this estimate leaves out

Four things can move the answer. The temperature of your incoming water matters a great deal. Ground water runs near 75 F in south Florida and near 40 F in Minnesota in winter, and cold incoming water slows every gallon the heater produces, so a northern home often needs the larger end of the range.

Your habits matter as much as your headcount. Two people who take 20-minute showers use more hot water than four people who take 5-minute showers. A soaking tub can drain a tank by itself. A recirculation loop, which keeps hot water at the tap, raises the load. A household that spreads its hot water across the day needs less peak capacity than one that puts everything into a single morning hour.

Climate also decides which technology fits. A heat pump water heater pulls heat from the air around it, so it works best in a warm basement or garage, and it cools the space it sits in. In a cold climate that becomes a drawback in winter, and the unit may need a backup element on the coldest days.

Finally, the calculator does not price anything. It gives you a first hour rating, a tank size and a flow rate. With those in hand, compare models on the EnergyGuide label and check the ENERGY STAR list for efficiency. A licensed plumber should confirm the final choice, the venting, and the gas or electrical supply before you buy.

This is an estimate, not plumbing advice. Product ratings and code requirements change without notice. Confirm the final size with the manufacturer or a qualified installer.

Frequently asked questions

What size water heater do I need for a family of 4?

With a dishwasher running in the morning rush, a family of 4 peaks at about 54 gallons in its busiest hour. That calls for a first hour rating near 75 gallons, which is a 50-gallon gas tank, an 80-gallon electric or heat pump tank, or a tankless unit rated about 7.5 gallons per minute. Drop the dishwasher and the same family needs a first hour rating of about 65 gallons.

Is a 40 gallon water heater enough for a family of 4?

Usually not for a gas unit. A 40-gallon gas tank carries a first hour rating near 68 gallons, which covers a 4-person household that spreads its showers out and does not run the dishwasher at the same time. If everyone showers back to back in one hour, you want the 50-gallon tank instead.

What is a first hour rating and why does it matter?

The first hour rating is how many gallons of hot water a heater can deliver in one hour, starting with a full tank of hot water. A 50-gallon gas tank with a 40 gallon an hour recovery rate carries a rating near 75 gallons. It is the number to match against your peak hour demand, and it is printed on the yellow EnergyGuide label.

How many gallons of hot water does a shower use?

A shower draws roughly 10 to 20 gallons. A 10-minute shower with a 2.5 gallon per minute showerhead uses about 25 gallons, while a 5-minute shower uses about 12. Two showers in the same hour plus a dishwasher run is about 38 to 48 gallons, which is why the peak hour, not the daily total, sets the size.

What size water heater does a family of 2 need?

About 30 gallons. Two people draw roughly 24 gallons in the busiest hour, which needs a first hour rating near 35 gallons. Both a 30-gallon gas tank and a 30-gallon electric tank clear that comfortably, and a tankless unit rated 5 gallons per minute handles the load.

What size water heater for a family of 6?

About 80 gallons of gas capacity. Six people with the dishwasher and the washer running in the same hour peak near 85 gallons and need a first hour rating around 115 gallons. On electricity you would look at 100 gallons or two tanks. A large household is often better served by a tankless unit plus a small storage tank.

How do I size a tankless water heater?

By flow rate, not by gallons. Add the fixtures you expect to run at once: a shower at 2.5 gallons a minute, a dishwasher at 1.5, a washer at 2.0, plus about a gallon for the sinks. A family of 4 with two showers running together needs about 7.5 gallons per minute. Check the unit holds that flow at your incoming water temperature, which can be 40 F in a northern winter.

Does a bigger water heater cost more to run?

Not much, because a tank only heats the water you use plus standby losses, and standby losses are similar across sizes. The bigger factor is the fuel and the efficiency rating. A heat pump water heater uses about half the electricity of a standard electric tank, which over 10 years is often more than the price difference.

How much hot water does a household use in a day?

Plan on about 28 gallons per person per day. A family of 4 uses roughly 112 gallons a day, and a single person about 28 gallons. Daily use sets your running cost, while peak hour demand sets the size you buy.

Can a water heater be too big?

Yes. An oversized tank costs more to buy and loses more heat standing idle, and it takes longer to pay back. It also runs shorter heating cycles, which is harder on the burner or element. Match the first hour rating to your peak hour and no more than a small margin above it.

Does ceiling height or climate change the size?

Climate does, through the incoming water temperature. Ground water runs near 75 F in south Florida and near 40 F in Minnesota in winter, and cold incoming water slows production. A northern home should aim at the upper end of the range, and a southern home can often use the lower end.

Should I size by tank gallons or by the first hour rating?

By the first hour rating. Two 50-gallon tanks can differ by 20 gallons an hour of usable hot water depending on how fast each one reheats. The tank size printed in the product name says how much water is stored, not how much the unit can deliver in the hour you need it.

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