Used Item Price Calculator
A used item is worth the new price shrunk by age, then moved by condition and extras. A $999 phone at three years and 35 percent a year comes to $274 on the curve and lists near $255 after condition, which nets about $222 after fees.
The item and its age
Condition and extras
Straight-line check
Platform fee, shipping, and comps
| Recommended list price | |
| Net payout in your pocket | |
| Platform fee | |
| Shipping absorbed | |
| Age curve value (before adjustments) | |
| Condition multiplier applied | |
| Straight-line yardstick value | |
| Total value lost from original price | |
| Median sold comp comparison | |
| To net $300 in your pocket, list at |
Enter what the item cost new, how old it is and what shape it is in, and get a starting price from two depreciation methods plus what you keep after fees.
Key takeaways
- The age curve compounds: 35 percent a year for three years leaves 27.5 percent of the new price, not zero
- A $999 phone at three years is $274 on the curve, $255 after condition and extras, and $222 net after a 13 percent fee
- Straight line and the age curve can disagree by hundreds of dollars, so use them to bracket the price, not to set it
- Comps beat both formulas: the table's two methods said $836 and $1,314 while sold listings said $780
- Price backwards from your target: $300 net with $18 shipping at 13 percent needs a $365.52 list price
On this page
- Three Ways to Price the Same Item
- The Age Curve: New Price Times (1 Minus the Rate) to the Years
- Straight Line: For Things That Wear Out on a Schedule
- Condition, Extras and Demand: The Three Multipliers
- Worked Example: A Three-Year-Old Phone
- Worked Example: A Dining Table and a Table Saw
- The Comps Check: Median of Sold, Not Asking
- Fees, Shipping and the Price That Leaves You Whole
Three Ways to Price the Same Item
Nobody knows what a used thing is worth. There is no sticker, and the original receipt stopped being useful the day the box was opened. What you can do is put three numbers on the table and see whether they agree.
Age curve: the new price shrinks by a fixed percentage every year.
Straight line: the value drops by the same dollar amount every year until it reaches salvage.
Comps: the median of what the same thing sold for in the last month.
The first two are formulas, and formulas are only as good as the rate you feed them. The third is evidence. Use the formulas to set a starting point, use the comps to set the number you type into the listing, and use the gap between them to find out which one you trust.
The calculator above runs the first two methods, applies condition and extras, and then checks your answer against a comp if you have one.
The Age Curve: New Price Times (1 Minus the Rate) to the Years
Price after n years = new price x (1 - rate)^n
Compounding is the part people miss. A 35 percent annual drop does not take away 105 percent over three years. It leaves 27.5 percent, because each year's drop comes off a smaller base.
On a $999 phone at 35 percent a year: 999 x 0.65 x 0.65 x 0.65 = 274.35. The first year alone takes $349.65 (999 - 649.35 = 349.65), and the third year takes only $147.72. That shape is why the first owner eats most of the loss and the second owner usually sells for close to what they paid.
The rate is the whole argument. Here are working numbers to start from, not published statistics. Replace them with your own comps as soon as you have three.
| Category | First-year drop (working estimate) | IRS recovery period |
|---|---|---|
| Phones | 35 to 40 percent | 5 years for computers and peripherals, per IRS Publication 946 |
| Laptops and tablets | 25 to 30 percent | 5 years, IRS Publication 946 |
| Office furniture | 10 to 15 percent | 7 years, IRS Publication 946 |
| Power tools | 15 to 20 percent | 7 years for used farm machinery, per Mississippi State Extension, 2026 |
| Musical instruments | 5 to 10 percent | 7 years, IRS Publication 946 |
| Major appliances | 12 to 18 percent | 5 years for appliances in rental use, per Mississippi State Extension, 2026 |
Read the third column as a tax rule, not a price forecast. A laptop is fully written off for tax in five years and still sells for a fifth of its price in year six.
Straight Line: For Things That Wear Out on a Schedule
Value = new price - ((new price - salvage) / life) x age
Straight line spreads the loss evenly. It fits things that wear out rather than go obsolete: a chest freezer, a jointer, a shelving unit, a commercial mower. It fits badly for anything a new model can make old overnight.
It is also the method the tax code uses as a yardstick. IRS Publication 946 gives a 5 year recovery period to computers and peripheral equipment and to automobiles, and 7 years to office furniture and fixtures. Mississippi State University Extension's 2026 guide to farm asset depreciation lists the same class lives and works the arithmetic: a $10,000 truck with a $1,000 salvage value over five years loses $1,800 a year ((10,000 - 1,000) / 5 = 1,800).
Two cautions before you trust it on a listing. The tax life is not the useful life, and neither one is the resale life. The salvage value is a guess you make at the start, and it decides a big share of the answer.
Where straight line earns its place is on durable goods with a long, boring service life. A $1,800 dining table that will still hold plates in 2046 has not lost half its value in three years, and a curve built for phones will say it has.
Condition, Extras and Demand: The Three Multipliers
Adjusted price = age price x condition x (1 + extras) x (1 + market)
The formula gets you to the price of a typical unit of that age. Condition, extras and demand move it to your unit and your week.
| Condition | Multiplier | What a buyer sees |
|---|---|---|
| Like new | 0.95 to 1.00 | No marks, original packaging, used a handful of times |
| Excellent | 0.88 to 0.95 | Light signs of use, screen or surface clean, everything works |
| Good | 0.80 to 0.88 | Visible wear on edges or corners, no functional problem |
| Fair | 0.65 to 0.75 | Scratches, a worn part, a missing accessory, still usable |
| For parts | 0.30 to 0.50 | Does not power on, cracked frame, sold to a repairer |
Extras are worth less than sellers think and more than buyers admit. The original box and manual add roughly 3 to 8 percent on electronics, a spare battery or charger adds 5 to 10 percent, and a receipt with warranty left adds 5 to 10 percent. A missing cable or a lost accessory cover takes off 5 to 15 percent, because the buyer has to go find one.
Demand is the multiplier nobody controls. A new model launch cuts the previous generation by 10 to 20 percent in a week. A discontinued color, a recall, or a viral review can move it the other way. That is what the market adjustment box is for, and it is the one field where your judgment should override the formula.
Worked Example: A Three-Year-Old Phone
A phone bought new for $999, sold at three years old, in good shape, with the box and a spare charger.
- Age curve at 35 percent a year: 999 x 0.65 x 0.65 x 0.65 = 274.35.
- Condition, good: 274.35 x 0.85 = 233.20.
- Box and spare charger, about 8 percent, which brings it to roughly $252.
- List at the nearest $5 above: $255.
- Platform fee at 13 percent: 255 x 0.13 = 33.15.
- Net with no shipping cost: 255 - 33.15 = 221.85.
Notice which step did the damage. The age curve took $725. Condition and extras moved the number by about $23 combined. Sellers spend their time photographing the box and none of it changing the year.
The same phone in fair condition, no box, no charger, lands near $178 before fees (274.35 x 0.70 = 192.05, then a 7 percent deduction for the missing accessories). That is a $77 spread from two words in a listing title, which is why the condition line deserves an honest look in the mirror.
Worked Example: A Dining Table and a Table Saw
Two items, same age bracket, opposite answers.
The table. Solid wood, bought for $1,800, sold at six years, good condition. At 12 percent a year the curve gives 1,800 x 0.88^6 = 835.93. Straight line over 20 years with 10 percent salvage gives (1,800 - 180) / 20 = 81 a year, so after six years the value is 1,800 - 6 x 81 = 1,314.
Those two answers differ by $478, and neither is the market. Sold listings for the same table ran $700 to $900, median $780. Furniture is bulky, pickup only, and buyers discount for the drive and the stairs. The comps win.
The saw. A cabinet saw bought for $650, sold at four years. At 20 percent a year the curve gives 650 x 0.8^4 = 266.24. Straight line over 10 years with 10 percent salvage gives (650 - 65) / 10 = 58.50 a year, so the value is 650 - 4 x 58.50 = 416.
Sold listings ran $300 to $380, median $340. The curve undershot by about $74 and the straight line overshot by about $76, so the market sat between two formulas that disagree by $150.
That is the normal result. The formula brackets the answer and the comps pick the point inside the bracket. If you only have time for one, take the comps.
The Comps Check: Median of Sold, Not Asking
An asking price is a wish. A sold price is a fact. Filter your search to sold and completed listings, then keep the last 30 days, because a two-year-old sold price describes a different market.
| Listing | Storage | Condition | Sold price |
|---|---|---|---|
| 1 | 128 GB | Good | $245 |
| 2 | 128 GB | Good | $260 |
| 3 | 128 GB | Excellent | $250 |
| 4 | 256 GB, new battery | Excellent | $310 |
| 5 | 128 GB | Fair | $240 |
| 6 | 128 GB | Good | $275 |
| 7 | 128 GB | Good | $255 |
Sorted, the seven prices run 240, 245, 250, 255, 260, 275, 310. The median is $255. Listing 4 is a bigger storage tier with a replaced battery, so it is not the same item; drop it and the median of the six that remain is $257.50.
Both answers land within a few dollars of the $255 the formula produced, which is the outcome you want before you type a price. When the comps and the formula disagree by more than 20 percent, believe the comps and go find out why.
Adjust for real differences, not for hope. A storage upgrade, a second battery, a case, and a screen protector are worth what the market pays for them, which you can read off the same comps list.
Fees, Shipping and the Price That Leaves You Whole
The list price is not the money. Marketplaces take a cut of the total the buyer pays, and if you offer free shipping, that comes out of the same pot.
Net = list price - platform fee - shipping you pay
On the $255 phone at a 13 percent fee with $12 shipping: 255 - 33.15 - 12 = 209.85. The phone in your hand is worth $210, not $255.
To work backwards from the number you want, divide by what is left after the fee:
List price = (target net + shipping) / (1 - fee rate)
For $300 in your pocket with $18 shipping at 13 percent: (300 + 18) / 0.87 = 365.52. Check it the other way: 365.52 x 0.13 = 47.52 in fees, and 365.52 - 47.52 - 18 = 300.
Market drift is the last variable, and it is bigger than most sellers expect. The BLS consumer price index for used cars and trucks fell 1.5 percent in the 12 months to September 2026, which means the resale market moved while nothing about those vehicles got a year older in the formula. Your item is not immune. Pull comps from the last 30 days, not from last spring.
One honest test before you list: if the net is under 20 percent of the new price and the item still has years of use in it, the math usually favors keeping it. Selling a $300 appliance for $40 net after fees and a two hour round trip is a donation with extra steps.
Frequently asked questions
How do I price a used item?
Run the age curve and a straight-line check, apply a condition multiplier, then compare with the median of five to ten sold listings from the last 30 days. A $999 phone at three years and 35 percent a year comes to $274, then about $255 after condition and extras.
What annual depreciation rate should I use?
Phones drop about 35 to 40 percent in year one, laptops 25 to 30 percent, furniture 10 to 15 percent, and tools 15 to 20 percent. Those are planning numbers, not published statistics, so replace them with your own comps when you have three.
Why not just take 30 percent off?
Because the drop compounds. At 35 percent a year, three years leaves 27.5 percent of the new price, not 0 percent and not 70 percent. A $999 phone is worth $274 after three years, which is a 72.5 percent total loss.
What is the straight-line depreciation formula?
Value = new price minus ((new price minus salvage) divided by life) times age. A $650 saw with a $65 salvage value over 10 years loses $58.50 a year, so at four years it is worth $416.
Should I use the IRS MACRS life to price a used item?
No, use it only as a sanity check. IRS Publication 946 assigns 5 years to computers and automobiles and 7 years to office furniture, but a tax life says when the deduction ends, not when the resale value hits zero.
How many comps do I need?
Five to ten sold listings is enough for a median you can trust. With seven comps, one outlier changes the mean by a lot and the median by a little, which is why the median is the number to use.
Should I price from asking prices or sold prices?
Sold prices. Asking prices are wishes, and the listings that never sell are the ones asking the most. On the phone example, asking prices ran $299 to $349 while sold prices ran $240 to $310.
What condition multiplier should I use for good condition?
0.80 to 0.88 of the age-curve price. Excellent runs 0.88 to 0.95, like new 0.95 to 1.00, fair 0.65 to 0.75, and for-parts 0.30 to 0.50.
How much do the box and accessories add?
About 3 to 8 percent for the original box and manual, 5 to 10 percent for a spare battery or charger, and 5 to 10 percent for a receipt with warranty left. Missing accessories take off 5 to 15 percent.
What platform fee should I enter?
13 percent is a fair default for a general marketplace. Check your own category, because fees range from about 8 percent on some categories to over 15 percent on others, and a fixed per-order charge bites harder on cheap items.
How do I price to hit a target payout?
List price = (target net + shipping) divided by (1 minus the fee rate). For $300 net with $18 shipping at a 13 percent fee, list at $365.52. Fees of $47.52 and shipping of $18 leave exactly $300.
Does a new model launch change the used price?
Yes, and fast. Expect a 10 to 20 percent cut on the previous generation within weeks of a launch, which is what the market adjustment field is for. Comps from before the launch will overprice your listing.
Is it worth selling at all?
If the net after fees and shipping is under 20 percent of the new price and you still use the item, keeping it usually wins. A $300 appliance that nets $40 after a two hour round trip is not a sale, it is a donation with paperwork.
Do I need to count my own time?
For a single item, no. For a closet cleanout, yes. Ten items at 45 minutes each is 7.5 hours of photographing, answering messages and shipping, and at $25 an hour that is $187.50 of your time against the net.
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